India: Right to Information (RTI) Act

Freedom of information laws were first adopted at the state level beginning in 1997. These statewide laws set the precedent for the Indian Parliament to implement the Right to Information (RTI) Act in 2005. The RTI Act has since mandated government transparency for all of India except for the states of Jammu and Kashmir, which instead enforce individual state laws.

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Canada: Access to Information Act

Canada's Access to Information Act was enacted in 1983 under the Pierre Trudeau government to establish public access to government documents. In addition to the federal act, each province has also passed individual freedom of information laws to govern provincial and local level agencies.

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How To Verify Financial Advisers’ Credentials

Last weekend, the Wall Street Journal published an article discussing the importance of verifying financial advisers' credentials. The WSJ identified more than 200 credentials that financial advisers append to their names, most of which appear indistinguishable to the average consumer. However, the requirements to earn these credentials varies greatly.

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